Football’s famous Coin Flip.
It’s a 50-50 shot.
But at Siouxland Federal Credit Union, our “Coin Flip” promotion is a guaranteed win.
One side of the coin? A low APR 30-year home loan.
The other side? The brand-new 40-year home loan with even lower monthly payments.
The best part? You call it.
Pick the side that works for you, because with us—you win every time.
PRE-QUALIFY
GET PRE-APPROVED WITHIN 1 BUSINESS DAY
BEFORE
YOU FIND YOUR DREAM HOME SIMPLY
CLICK THE APPLY NOW
BUTTON ABOVE
HOME REFINANCING
ALREADY OWN YOUR DREAM HOME?
RE-FINANCE FOR A LOWER RATE
USE LOAN FOR HOME IMPROVEMENTS
CONSOLIDATE DEBT
CONSTRUCTION LOANS
BUILD THE HOME OF YOUR DREAMS
LOW INTEREST-ONLY PAYMENTS
WHILE YOU BUILD
WORKING TOGETHER FOR A SUCCESSFUL LOAN CLOSING
It takes teamwork and great communication to get keys in your hands in a timely fashion. Below is what you can expect from us, and how to help make the process work smoothly.
WHAT WE DO
Work with various entities (assessor, realtor, title company, etc.) to ensure timely closing of your loan.
Verify all information provided during the application process.
Communicate with you any information we may need you to provide.
Update you on the loan status throughout the loan process.
Work diligently to meet the closing date coordinated by you and your realtor.
Answer any and all questions before, during and after your loan closes.
WHAT YOU DO
Communicate any questions you have during the mortgage process.
Promptly provide us with information we may need from you.
Keep all original documents, and have access to all of your pay-stubs, bank statements and other important financial documents.
Always watch your credit report. It may be pulled prior to closing.
Continue making timely payments on all current debt obligations, including any current mortgage, car, student loan or credit card.
Notify your Loan Originator:
- if you plan to receive gift funds for closing.
- of any employment changes such as recent raises, promotion, transfer, change of pay stubs, for example salary to commission.
- of any loss of income.
- of any depletion of funds needed to close.
- of any change of current address, phone or e-mail.