CONSTRUCTION LOANS

 

BUILD THE HOME OF YOUR DREAMS

LOW INTEREST-ONLY PAYMENTS

WHILE YOU BUILD

 

It takes teamwork and great communication to get keys in your hands in a timely fashion. Below is what  you can expect from us, and how to help make the process work smoothly.

WHAT WE DO

Work with various entities (assessor, realtor, title company, etc.) to ensure timely closing of your loan.

Verify all information provided during the application process.

Communicate with you any information we may need you to provide.

Update you on the loan status throughout the loan process.

Work diligently to meet the closing date coordinated by you and your realtor.

Answer any and all questions before, during and after your loan closes.

WHAT YOU DO

Communicate any questions you have during the mortgage process.

Promptly provide us with information we may need from you.

Keep all original documents, and have access to all of your pay-stubs, bank statements and other important financial documents.

Always watch your credit report. It may be pulled prior to closing.

Continue making timely payments on all current debt obligations, including any current mortgage, car, student loan or credit card.

Notify your Loan Originator:

• if you plan to receive gift funds for closing.
• of any employment changes such as recent raises, promotion, transfer, change of pay stubs, for example salary to commission.
• of any loss of income.
• of any depletion of funds needed to close.
• of any change of current address, phone or e-mail.